NEARLY HALF OF CONSUMERS USE AI FOR FINANCIAL DECISIONS

AI DESK■ 1 MIN READ

FRI, APR 24, 2026

■ AI-SUMMARIZED FROM 1 SOURCE ▸ TIMELINE

An EY survey of 18,000 people across 23 countries found that approximately 49% of consumers have used AI to support savings and investment decisions over the past six months. Gen Z and millennials lead adoption of AI-powered financial guidance.

The global survey reveals significant AI penetration in personal finance management. Younger demographics show the strongest engagement with chatbots and AI tools for money matters, signaling a generational shift in how consumers approach financial planning. The widespread adoption reflects growing comfort with AI across demographics, even as financial decision-making remains a high-stakes activity. Nearly half the global consumer base now relies on algorithmic input for investment and savings choices—a notable milestone for AI integration in the financial sector. The 23-country scope indicates this trend spans multiple markets and regulatory environments, suggesting AI's reach in consumer finance extends beyond early-adopter regions. The data underscores both the rapid normalization of AI tools and questions about their reliability and oversight in guiding consequential financial decisions.

■ SOURCES

► Techmeme

■ SUMMARY WRITTEN BY AI FROM THE LINKS ABOVE

■ MORE FROM THE AI DESK

P653HEMISPHERIC RAISES $52M FOR BRAIN-ACTIVITY AI

Israel-based Hemispheric secured $52 million in funding for its AI model that analyzes non-invasive brain activity measurements and converts them into quantitative diagnostic metrics.

JUST NOW— AI Desk

P647ANTHROPIC, BLACKSTONE PIVOT TO AI IMPLEMENTATION

Anthropic and Blackstone are backing Ode, a new venture that embeds AI engineers directly inside enterprises. The bet signals a shift in where the next trillion dollars in AI value may be created: not in building models, but in implementing them.

JUST NOW— AI Desk

P649SPECTRO CLOUD RAISES $100M AT $1B+ VALUATION

Spectro Cloud, an AI infrastructure company focused on managing token costs, secured $100 million in Series D funding at a valuation exceeding $1 billion. The raise marks significant growth from the company's $750 million valuation in 2024.

JUST NOW— AI Desk

P641AI CHATBOTS AUTOMATE DEBT COLLECTION

Startups like Altur are deploying AI chatbots to handle debt collection calls, automating a process traditionally done by humans. Y Combinator has backed six debt collection and settlement startups over the past six years.

2H AGO— AI Desk

◄ BACK TO NEWS

NEARLY HALF OF CONSUMERS USE AI FOR FINANCIAL DECISIONS

■ MORE FROM THE AI DESK

■ SUBSCRIBE TO THE DAILY BRIEF